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In recent years we have witnessed in Spain to a succession of financial scandals in which thousands of investors with low financial education have lost their savings. Forum Filatelico and Afinsa, notes of Nueva Rumasa, preference shares which traded former credit unions retirees have hurt hundreds of thousands of small investors. Investing is not more risky than driving a car but before doing so we must act with prudence and get seat belt. Here you have 10 tips to avoid an accident in your investments.
1.Crea an investment with long-term or more plan and put them in writing. You have investment plans in writing will help you mark a strategy which you must not leave. In this way you will avoid change of product only by a Council of a friend or the commercial bank. Does not need you to write a book. With that write down in a notebook the aim of your plan, the term, the expected return and the product or products chosen is sufficient. You can have an investment plan for your retirement, one forthe purchase of a car and another for studies of your children. Each plan must be assigned an investment product or several. For example, if we want to buy a car withinfive years we can do so by investing in a mutual fund that combines equity with debt. If we invest 300 euros a month getting a 4% annual average return we will